Clark Howard is our favorite cheapskate.  He joins us twice a month for a regular segment we call Cheapskate University! 

DEAL O' THE WEEK!

FreedomPop costs so much less than buying internet from phone or cable company especially if you use minimal internet.  10G a month you pay anywhere from $9.99 -$18.99 a month. Clark says: "Make sure to put in your EXACT street address to make sure you get good coverage at your home."

Topics covered with Clark today:

• Attention Graduates!! -- 8 Money Moves you should make right after graduation!  Read more!
• Credit Score confusion -- Your credit score is critical for doing so much in life, it can even come in to play when applying for a job!  Click here for the story and click here for Clark's "everything you need to know" about credit reports and scores info.  Clark says check out Credit Karma
  

Did Lois Lerner make her situation worse by refusing to testify?

(Reuters) - The Internal Revenue Service official at the center of a tax scandal about extra scrutiny of conservative groups told a congressional hearing on Wednesday she had done nothing wrong but asserted her constitutional right not to answer questions.

"I have not done anything wrong. I have not broken any laws," Lois Lerner, head of the IRS tax-exempt unit, told the House Oversight and Government Reform Committee.

"I have not violated any IRS rules or regulations, and I have not provided false information to this or any congressional committee," she said. "Because I am asserting my right not to testify, I know that some people will assume that I have done something wrong. I have not."

Read more at Reuters 

In an interview with the London Evening Standard, Jon Bon Jovi took Justin Bieber to task for what he labeled unprofessional behavior—this after he was asked about Bieber turning up two hours late for a March concert at London's O2 Arena and then blaming his tardiness on "technical issues."

"Every generation has guys that do that, none of that is new," the 51-year-old Bon Jovi told the newspaper during a tour stop in Vienna on the European leg of Bon Jovi's Because We Can tour.

"They run the risk of disrespecting their audience members who have worked hard to pay for their ticket, to give you the permission to take two or three hours of their lives—or in that kid's case, 80 minutes of their lives. Do it once, you can be forgiven,. Do it enough times and shame on you. They won't have you back. Then it just becomes a cliché. It's really not cool—you're an a--hole. Go to f--kin' work!" Read more at E Online

Barbara Garcia, a survivor of the massive tornado that struck an Oklahoma City suburb, found her dog buried alive under the rubble during her interview with CBS News' Anna Werner.

VIEW PHOTOS

LOS ANGELES (AP) — Voters were choosing the next mayor of Los Angeles on Tuesday, but most residents probably haven't noticed.

The turnout tally was expected to be low when polls close at 8 p.m.

Voters were choosing between two City Hall regulars who failed to bring much sparkle to the contest to succeed Mayor Antonio Villaraigosa, who exits office July 1 after two up-and-down terms.

Only one of four voters in the nation's second-most populous city were projected to cast a ballot, possibly a historic low.

The tightness of the race suggested it could take days to count all the ballots and a winner might not emerge on Election Day. The city clerk's office wasn't releasing any turnout figures until after polls closed.

Democrats Eric Garcetti, 42, a city councilman who could become the city's first elected Jewish mayor, and city Controller Wendy Greuel, 51, who could become the first woman to hold the job, occupy so much of the same policy turf they've been dubbed "Greucetti."

Read more on the KFI News Blog 

By Richard Winton, Los Angeles Times

Two new videos from a cellphone showing Kern County deputies restraining a screaming David Sal Silva and then them seemingly trying to revive him were released by an attorney for witnesses who recorded the confrontation that resulted in the father of four's death.

ABC23 on Monday posted one video showing deputies positioned over a screaming Silva, seemingly controlling his movements, and a second one of them trying to revive him.

Silva died May 8 about an hour after the altercation, during which authorities say Kern County sheriff's deputies wielded batons to control Silva. The footage made public Monday does not show any of the baton strikes.

The latest footage is from a cellphone in the possession of attorney Daniel Rodriguez; according to the TV station, the phone belongs to one several witnesses to the beating.

[Updated, 6:36 p.m.: Rodriguez told ABC23 that "the more incriminating video was one on the other cellphone." He said that video was shot "while the batons were swinging." Rodriguez added the second phone was returned to his client with no video. If a video was erased from that phone, he said, it could not be recovered because of the type of the device.]  Read more at the Los Angeles Times

 By JOHN ELIGON and MICHAEL SCHWIRTZ, NY Times